Motor third-party (MTP) nsurance is one of the insurance services which is mandatory by law for all motorists. Effective 1st July 2020, the Insurance Regulatory Authority of Uganda (IRA Uganda) unveiled the new payment service that has been adapted to a mobile platform where people can use their phones to buy Motor Third Party Insurance. For the start, the service will be available on MTN Uganda and Airtel Uganda.
Mobile motor third-party insurance will ensure that people are able to pay their insurance premium using their phones. IRA Uganda set up an anti-insurance fraud unit and has been receiving many claims that require investigations. In this process, they discovered that there was a black-market that were making fake MTP stickers and selling to unsuspecting drivers. The issue comes in when an accident happens and the driver goes to make a claim, only for IRA to discover that the MTP sticker is not genuine.
Such issues gave birth to the New Motor Third-Party Mobile Payment platform IRA Uganda envisions will help to cut down on a number of forged MTP stickers, most of which are used by hit and run motorists.
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The service is now available on MTN Uganda and Airtel Uganda but soon IRA will support Banking Agents and other partner banks.
Paying Motor third-party insurance using MTN Mobile Money
To pay your Motor third-party insurance using MTN Mobile money follow the steps below;
- Dial *165#
- Select Option 4 (Payments)
- Select Option 5 (Fees and Taxes)
- Select Option 5 (Motor 3rd Party)
- Alternatively, you can dial *165#4*5*5# to skip all the above steps
- Enter your car registration number place and the amount to be paid will automatically be displayed
- Enter your Mobile Money PIN to confirm and a sticker reference number will be sent to you via SMS.
Paying Motor third-party insurance using Airtel Money
To pay your Motor third-party insurance using Airtel Money follow the steps below
- Dial *185#
- Select Option 7 (Financial Services)
- Select Option 6 (Insurance)
- Select Option 1 (Motor 3rd Party)
- Alternatively, you can dial *185#7*6*1# to skip all the above steps
- Enter your car registration number place and the amount to be paid will automatically be displayed
- Enter your Airtel Money PIN to confirm and a sticker reference number will be sent to you via SMS.
To get the physical sticker to display on your motor vehicle after the above steps, you can call your insurance provider of your choice for delivery or present the sticker reference number that was sent via SMS and your car number plate to any insurance company or agent. The agent will verify the details and if they genuine they will proceed to print for you the physical sticker that you can put on your vehicle.
